Do you need to buy a home or refinance but cant because you cant prove your income? West One Capital Group offers a no income verification loan. Instead of asking for tax returns for income we have the ability to use your business bank statements or personal bank statements to determine cash flow. Your cash flow will be your income instead of what you file on your tax returns. If you don’t have bank statements, then don’t worry. We also offer a no income and no bank statements program too.